Tessier Associates, Inc.

<body bgcolor="#000000" text="#FFFFFF" link="#FFFFFF" vlink="#C0C0C0" alink="#FF0000"> <p>  </p> <p align="center"><img border="0" src="images/tessierintro3.jpg" width="500" height="417"></p> <p align="center">Tessier Associates, Inc.</p> <p align="center">1578 Riverdale Drive</p> <p align="center">West Springfield Ma. 01089</p> <p align="center">413.736.5857</p> </body>